Iowa State Bank

BankHull, Iowa
www.iowastate.bank

Total Assets

$1.3B

Total Deposits

$917.0M

Branches

14

Established

1879

TFS Health Grade

$
C-

72.6 / 100

Average financial health

How we grade

Iowa State Bank is a bank headquartered in Hull, Iowa, established in 1879. With $1.3B in total assets and 14 branch locations, it has a TFS Financial Health Grade of C- (72.6/100).

Capital & Safety

Tier 1 Capital Ratio
11.14%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.26%

Profitability

Return on Assets (ROA)
1.50%(1%)
Return on Equity (ROE)
15.65%(10%)
Net Interest Margin
3.47%
Efficiency Ratio
47.47%(60%)

Lending & Liquidity

Total Loans
$875.4M
Loan-to-Deposit Ratio
94.37%
Net Charge-Off Ratio
0.02%

Growth

Asset Growth (YoY)
+8.78%
Deposit Growth (YoY)
+3.23%
Net Income
$18.2M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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