United Bank and Trust Company

BankHampton, Iowa
http://www.ubtc.net

Total Assets

$227.2M

Total Deposits

$199.6M

Branches

4

Established

1915

TFS Health Grade

$
C-

71.7 / 100

Average financial health

How we grade

United Bank and Trust Company is a bank headquartered in Hampton, Iowa, established in 1915. With $227.2M in total assets and 4 branch locations, it has a TFS Financial Health Grade of C- (71.7/100).

Capital & Safety

Tier 1 Capital Ratio
14.38%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.00%

Profitability

Return on Assets (ROA)
1.69%(1%)
Return on Equity (ROE)
15.01%(10%)
Net Interest Margin
3.14%
Efficiency Ratio
43.89%(60%)

Lending & Liquidity

Total Loans
$119.7M
Loan-to-Deposit Ratio
59.08%
Net Charge-Off Ratio
0.01%

Growth

Asset Growth (YoY)
+10.57%
Deposit Growth (YoY)
+10.41%
Net Income
$3.7M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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