GNB Bank

BankGrundy Center, Iowa
www.gnbbank.com

Total Assets

$630.7M

Total Deposits

$494.5M

Branches

11

Established

1934

TFS Health Grade

$
C

75.8 / 100

Average financial health

How we grade

GNB Bank is a bank headquartered in Grundy Center, Iowa, established in 1934. With $630.7M in total assets and 11 branch locations, it has a TFS Financial Health Grade of C (75.8/100).

Capital & Safety

Tier 1 Capital Ratio
11.59%(8%)
Total Capital Ratio
15.77%(10%)
Non-Performing Loan Ratio
1.19%

Profitability

Return on Assets (ROA)
1.48%(1%)
Return on Equity (ROE)
12.82%(10%)
Net Interest Margin
3.95%
Efficiency Ratio
64.04%(60%)

Lending & Liquidity

Total Loans
$457.8M
Loan-to-Deposit Ratio
91.27%
Net Charge-Off Ratio
-0.06%

Growth

Asset Growth (YoY)
+0.23%
Deposit Growth (YoY)
-0.61%
Net Income
$9.2M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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