Grinnell State Bank

BankGrinnell, Iowa
www.grinnell.bank

Total Assets

$500.3M

Total Deposits

$347.9M

Branches

4

Established

1925

TFS Health Grade

$
C-

72.4 / 100

Average financial health

How we grade

Grinnell State Bank is a bank headquartered in Grinnell, Iowa, established in 1925. With $500.3M in total assets and 4 branch locations, it has a TFS Financial Health Grade of C- (72.4/100).

Capital & Safety

Tier 1 Capital Ratio
11.79%(8%)
Total Capital Ratio
16.30%(10%)
Non-Performing Loan Ratio
1.53%

Profitability

Return on Assets (ROA)
0.95%(1%)
Return on Equity (ROE)
10.64%(10%)
Net Interest Margin
3.41%
Efficiency Ratio
60.48%(60%)

Lending & Liquidity

Total Loans
$360.8M
Loan-to-Deposit Ratio
102.31%
Net Charge-Off Ratio
0.02%

Growth

Asset Growth (YoY)
+1.47%
Deposit Growth (YoY)
+4.20%
Net Income
$4.7M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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