Farmers Savings Bank

BankFostoria, Iowa
www.fsbfostoria.com

Total Assets

$213.4M

Total Deposits

$166.9M

Branches

2

Established

1916

TFS Health Grade

$
D

64.3 / 100

Below average financial health

How we grade

Farmers Savings Bank is a bank headquartered in Fostoria, Iowa, established in 1916. With $213.4M in total assets and 2 branch locations, it has a TFS Financial Health Grade of D (64.3/100).

Capital & Safety

Tier 1 Capital Ratio
12.54%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
1.42%

Profitability

Return on Assets (ROA)
0.74%(1%)
Return on Equity (ROE)
6.51%(10%)
Net Interest Margin
3.03%
Efficiency Ratio
62.76%(60%)

Lending & Liquidity

Total Loans
$167.8M
Loan-to-Deposit Ratio
99.21%
Net Charge-Off Ratio
0.07%

Growth

Asset Growth (YoY)
+7.58%
Deposit Growth (YoY)
-1.33%
Net Income
$1.5M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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