FNB Bank

BankFontanelle, Iowa
http://www.fnbfontanelle.com

Total Assets

$273.7M

Total Deposits

$212.3M

Branches

5

Established

1905

TFS Health Grade

$
D+

68.3 / 100

Below average financial health

How we grade

FNB Bank is a bank headquartered in Fontanelle, Iowa, established in 1905. With $273.7M in total assets and 5 branch locations, it has a TFS Financial Health Grade of D+ (68.3/100).

Capital & Safety

Tier 1 Capital Ratio
14.29%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.02%

Profitability

Return on Assets (ROA)
1.56%(1%)
Return on Equity (ROE)
10.69%(10%)
Net Interest Margin
3.96%
Efficiency Ratio
60.04%(60%)

Lending & Liquidity

Total Loans
$223.1M
Loan-to-Deposit Ratio
102.99%
Net Charge-Off Ratio
-0.08%

Growth

Asset Growth (YoY)
+0.21%
Deposit Growth (YoY)
+0.67%
Net Income
$4.3M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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