Iowa State Bank and Trust Company of Fairfield, Iowa

BankFairfield, Iowa
www.myiowastatebank.com

Total Assets

$330.6M

Total Deposits

$279.4M

Branches

3

Established

1934

TFS Health Grade

$
D+

69.8 / 100

Below average financial health

How we grade

Iowa State Bank and Trust Company of Fairfield, Iowa is a bank headquartered in Fairfield, Iowa, established in 1934. With $330.6M in total assets and 3 branch locations, it has a TFS Financial Health Grade of D+ (69.8/100).

Capital & Safety

Tier 1 Capital Ratio
8.04%(8%)
Total Capital Ratio
12.03%(10%)
Non-Performing Loan Ratio
0.10%

Profitability

Return on Assets (ROA)
1.02%(1%)
Return on Equity (ROE)
12.92%(10%)
Net Interest Margin
3.38%
Efficiency Ratio
57.20%(60%)

Lending & Liquidity

Total Loans
$245.8M
Loan-to-Deposit Ratio
87.11%
Net Charge-Off Ratio
0.10%

Growth

Asset Growth (YoY)
+22.74%
Deposit Growth (YoY)
+24.87%
Net Income
$3.0M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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