FreedomBank

BankElkader, Iowa
www.freedombnk.com

Total Assets

$440.8M

Total Deposits

$378.0M

Branches

4

Established

1903

TFS Health Grade

$
C

74.1 / 100

Average financial health

How we grade

FreedomBank is a bank headquartered in Elkader, Iowa, established in 1903. With $440.8M in total assets and 4 branch locations, it has a TFS Financial Health Grade of C (74.1/100).

Capital & Safety

Tier 1 Capital Ratio
10.00%(8%)
Total Capital Ratio
14.40%(10%)
Non-Performing Loan Ratio
0.50%

Profitability

Return on Assets (ROA)
1.18%(1%)
Return on Equity (ROE)
11.72%(10%)
Net Interest Margin
3.22%
Efficiency Ratio
61.51%(60%)

Lending & Liquidity

Total Loans
$327.4M
Loan-to-Deposit Ratio
85.67%
Net Charge-Off Ratio
0.01%

Growth

Asset Growth (YoY)
+0.85%
Deposit Growth (YoY)
-0.19%
Net Income
$5.2M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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