Hardin County Savings Bank

BankEldora, Iowa
www.hardincsb.com

Total Assets

$401.5M

Total Deposits

$324.3M

Branches

2

Established

1868

TFS Health Grade

$
C

74.3 / 100

Average financial health

How we grade

Hardin County Savings Bank is a bank headquartered in Eldora, Iowa, established in 1868. With $401.5M in total assets and 2 branch locations, it has a TFS Financial Health Grade of C (74.3/100).

Capital & Safety

Tier 1 Capital Ratio
9.62%(8%)
Total Capital Ratio
13.49%(10%)
Non-Performing Loan Ratio
1.15%

Profitability

Return on Assets (ROA)
1.06%(1%)
Return on Equity (ROE)
21.68%(10%)
Net Interest Margin
2.77%
Efficiency Ratio
56.60%(60%)

Lending & Liquidity

Total Loans
$253.2M
Loan-to-Deposit Ratio
77.54%
Net Charge-Off Ratio
0.01%

Growth

Asset Growth (YoY)
+14.51%
Deposit Growth (YoY)
+11.56%
Net Income
$4.0M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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