Community Savings Bank

BankEdgewood, Iowa
www.communitysavings.bank

Total Assets

$618.4M

Total Deposits

$493.9M

Branches

11

Established

1910

TFS Health Grade

$
C-

70.8 / 100

Average financial health

How we grade

Community Savings Bank is a bank headquartered in Edgewood, Iowa, established in 1910. With $618.4M in total assets and 11 branch locations, it has a TFS Financial Health Grade of C- (70.8/100).

Capital & Safety

Tier 1 Capital Ratio
9.82%(8%)
Total Capital Ratio
13.88%(10%)
Non-Performing Loan Ratio
1.48%

Profitability

Return on Assets (ROA)
0.94%(1%)
Return on Equity (ROE)
11.56%(10%)
Net Interest Margin
3.24%
Efficiency Ratio
69.98%(60%)

Lending & Liquidity

Total Loans
$433.6M
Loan-to-Deposit Ratio
86.79%
Net Charge-Off Ratio
-0.00%

Growth

Asset Growth (YoY)
+1.42%
Deposit Growth (YoY)
+5.61%
Net Income
$5.7M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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