Liberty Trust & Savings Bank

BankDurant, Iowa
www.mylibertytrust.com

Total Assets

$181.1M

Total Deposits

$145.8M

Branches

3

Established

1905

TFS Health Grade

$
C-

71.4 / 100

Average financial health

How we grade

Liberty Trust & Savings Bank is a bank headquartered in Durant, Iowa, established in 1905. With $181.1M in total assets and 3 branch locations, it has a TFS Financial Health Grade of C- (71.4/100).

Capital & Safety

Tier 1 Capital Ratio
20.53%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.40%

Profitability

Return on Assets (ROA)
1.23%(1%)
Return on Equity (ROE)
6.62%(10%)
Net Interest Margin
3.45%
Efficiency Ratio
57.79%(60%)

Lending & Liquidity

Total Loans
$108.4M
Loan-to-Deposit Ratio
73.42%
Net Charge-Off Ratio
0.01%

Growth

Asset Growth (YoY)
+3.07%
Deposit Growth (YoY)
+1.59%
Net Income
$2.2M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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