Iowa State Savings Bank

BankCreston, Iowa
www.issbbank.com

Total Assets

$282.7M

Total Deposits

$250.4M

Branches

3

Established

1883

TFS Health Grade

$
C

73.8 / 100

Average financial health

How we grade

Iowa State Savings Bank is a bank headquartered in Creston, Iowa, established in 1883. With $282.7M in total assets and 3 branch locations, it has a TFS Financial Health Grade of C (73.8/100).

Capital & Safety

Tier 1 Capital Ratio
9.27%(8%)
Total Capital Ratio
15.81%(10%)
Non-Performing Loan Ratio
0.21%

Profitability

Return on Assets (ROA)
1.03%(1%)
Return on Equity (ROE)
11.16%(10%)
Net Interest Margin
3.27%
Efficiency Ratio
55.62%(60%)

Lending & Liquidity

Total Loans
$166.2M
Loan-to-Deposit Ratio
65.34%
Net Charge-Off Ratio
0.00%

Growth

Asset Growth (YoY)
+4.58%
Deposit Growth (YoY)
+4.58%
Net Income
$2.9M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Other banks in Iowa