CUSB Bank

BankCresco, Iowa
www.cusb.com

Total Assets

$811.1M

Total Deposits

$712.4M

Branches

7

Established

1888

TFS Health Grade

$
C-

70.1 / 100

Average financial health

How we grade

CUSB Bank is a bank headquartered in Cresco, Iowa, established in 1888. With $811.1M in total assets and 7 branch locations, it has a TFS Financial Health Grade of C- (70.1/100).

Capital & Safety

Tier 1 Capital Ratio
12.07%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.82%

Profitability

Return on Assets (ROA)
1.25%(1%)
Return on Equity (ROE)
11.36%(10%)
Net Interest Margin
3.36%
Efficiency Ratio
56.07%(60%)

Lending & Liquidity

Total Loans
$635.2M
Loan-to-Deposit Ratio
87.92%
Net Charge-Off Ratio
0.06%

Growth

Asset Growth (YoY)
+4.50%
Deposit Growth (YoY)
+6.28%
Net Income
$9.9M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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