Central State Bank

BankCoralville, Iowa
centralstate.bank

Total Assets

$441.5M

Total Deposits

$344.3M

Branches

9

Established

1931

TFS Health Grade

$
D

66.8 / 100

Below average financial health

How we grade

Central State Bank is a bank headquartered in Coralville, Iowa, established in 1931. With $441.5M in total assets and 9 branch locations, it has a TFS Financial Health Grade of D (66.8/100).

Capital & Safety

Tier 1 Capital Ratio
9.72%(8%)
Total Capital Ratio
14.17%(10%)
Non-Performing Loan Ratio
0.00%

Profitability

Return on Assets (ROA)
1.08%(1%)
Return on Equity (ROE)
12.24%(10%)
Net Interest Margin
2.84%
Efficiency Ratio
58.90%(60%)

Lending & Liquidity

Total Loans
$355.0M
Loan-to-Deposit Ratio
101.67%
Net Charge-Off Ratio
0.02%

Growth

Asset Growth (YoY)
-3.40%
Deposit Growth (YoY)
-8.77%
Net Income
$4.9M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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