Iowa State Bank

BankClarksville, Iowa
http://www.iowastatebank.com

Total Assets

$375.9M

Total Deposits

$329.5M

Branches

3

Established

1918

TFS Health Grade

$
C

74.2 / 100

Average financial health

How we grade

Iowa State Bank is a bank headquartered in Clarksville, Iowa, established in 1918. With $375.9M in total assets and 3 branch locations, it has a TFS Financial Health Grade of C (74.2/100).

Capital & Safety

Tier 1 Capital Ratio
10.86%(8%)
Total Capital Ratio
15.96%(10%)
Non-Performing Loan Ratio
3.38%

Profitability

Return on Assets (ROA)
1.67%(1%)
Return on Equity (ROE)
15.59%(10%)
Net Interest Margin
3.12%
Efficiency Ratio
48.97%(60%)

Lending & Liquidity

Total Loans
$270.1M
Loan-to-Deposit Ratio
79.54%
Net Charge-Off Ratio
-0.01%

Growth

Asset Growth (YoY)
+3.83%
Deposit Growth (YoY)
+2.76%
Net Income
$6.1M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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