PCSB Bank

BankClarinda, Iowa
www.wearepcsb.com

Total Assets

$337.2M

Total Deposits

$306.8M

Branches

7

Established

1866

TFS Health Grade

$
D-

61.0 / 100

Below average financial health

How we grade

PCSB Bank is a bank headquartered in Clarinda, Iowa, established in 1866. With $337.2M in total assets and 7 branch locations, it has a TFS Financial Health Grade of D- (61.0/100).

Capital & Safety

Tier 1 Capital Ratio
10.81%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.16%

Profitability

Return on Assets (ROA)
0.71%(1%)
Return on Equity (ROE)
8.96%(10%)
Net Interest Margin
2.72%
Efficiency Ratio
74.47%(60%)

Lending & Liquidity

Total Loans
$181.3M
Loan-to-Deposit Ratio
58.44%
Net Charge-Off Ratio
0.11%

Growth

Asset Growth (YoY)
+1.57%
Deposit Growth (YoY)
-0.21%
Net Income
$2.3M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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