Cherokee State Bank

BankCherokee, Iowa
www.cherokeestatebank.com

Total Assets

$271.2M

Total Deposits

$211.8M

Branches

1

Established

1888

TFS Health Grade

$
D+

68.5 / 100

Below average financial health

How we grade

Cherokee State Bank is a bank headquartered in Cherokee, Iowa, established in 1888. With $271.2M in total assets and 1 branch locations, it has a TFS Financial Health Grade of D+ (68.5/100).

Capital & Safety

Tier 1 Capital Ratio
12.97%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.00%

Profitability

Return on Assets (ROA)
0.82%(1%)
Return on Equity (ROE)
8.69%(10%)
Net Interest Margin
2.76%
Efficiency Ratio
66.32%(60%)

Lending & Liquidity

Total Loans
$183.7M
Loan-to-Deposit Ratio
85.80%
Net Charge-Off Ratio
-0.00%

Growth

Asset Growth (YoY)
+4.06%
Deposit Growth (YoY)
+0.61%
Net Income
$2.2M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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