What is First Security Bank and Trust Company's financial health grade?

First Security Bank and Trust Company has a TFS Financial Health Grade of C+ (score: 70.5/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does First Security Bank and Trust Company have?

First Security Bank and Trust Company has 11 branch locations across the United States.

Is First Security Bank and Trust Company FDIC insured?

Yes, First Security Bank and Trust Company is FDIC insured (Certificate #1852).

What are the total assets of First Security Bank and Trust Company?

First Security Bank and Trust Company has total assets of $558.1M as reported in its most recent FDIC filing.

First Security Bank and Trust Company: Safety Grade & Financial Health

BankCharles City, Iowa

www.1stsecurity.bank

Total Assets

$558.1M

Total Deposits

$479.7M

Branches

Established

1903

First Security Bank and Trust Company is a bank headquartered in Charles City, Iowa, established in 1903. It holds $558.1M in total assets across 11 branch locations. In our editorial opinion, based on public FDIC/NCUA data, First Security Bank and Trust Company earns a TFS Financial Health Grade of C+ (70.5/100) — our editorial assessment, not an official rating or financial advice.

TFS Health Grade

C+

70.5 / 100

Average financial health

How we grade

TFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.

Watching First Security Bank and Trust Company?

Get a free alert the moment its safety grade changes. No spam, ever.

By subscribing, you agree to our Terms and Privacy Policy.

Capital & Safety

Tier 1 Capital Ratio

9.71%(8%)

Total Capital Ratio

15.46%(10%)

Non-Performing Loan Ratio

0.18%

Profitability

Return on Assets (ROA)

0.58%(1%)

Return on Equity (ROE)

6.30%(10%)

Net Interest Margin

3.35%

Efficiency Ratio

87.32%(60%)

Lending & Liquidity

Total Loans

$352.9M

Loan-to-Deposit Ratio

72.69%

Net Charge-Off Ratio

Other banks in Iowa

FAMILY COMMUNITY

Charles City, IA

$25.6M

GREENSTATE

North Liberty, IA

$11.2B

Principal Bank

Bank

Des Moines, IA

$9.3B

VERIDIAN

Waterloo, IA

Branch	Address	City	State	Type
First Security Bank and Trust CompanyHQ	809 Clark St	Charles City	IA	11
First Security Bank and Trust Company	511 Main St	Dumont	IA	11
First Security Bank and Trust Company	100 1st St Nw	Hampton	IA	11
First Security Bank and Trust Company	220 1st St Nw	Hampton	IA	23
First Security Bank and Trust Company	404 W Main St	Ionia	IA	23
First Security Bank and Trust Company	3598 Orchid Ave	Manly	IA	11
First Security Bank and Trust Company	26 W Congress St	Nora Springs	IA	11
First Security Bank and Trust Company	109 Woodland Ave	Riceville	IA	11
First Security Bank and Trust Company	211 W Main Ave	Rockford	IA	11
First Security Bank and Trust Company	319 Main St E	Rockwell	IA	11
First Security Bank and Trust Company	308 Main St	Thornton	IA	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Institution Details

Institution TypeBank

FDIC Certificate #1852

Primary RegulatorFDIC

FDIC/NCUA InsuredYes

Data sourced from FDIC / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.