State Savings Bank

BankBedford, Iowa
www.statesavings.bank

Total Assets

$196.3M

Total Deposits

$169.8M

Branches

5

Established

1915

TFS Health Grade

$
D

66.5 / 100

Below average financial health

How we grade

State Savings Bank is a bank headquartered in Bedford, Iowa, established in 1915. With $196.3M in total assets and 5 branch locations, it has a TFS Financial Health Grade of D (66.5/100).

Capital & Safety

Tier 1 Capital Ratio
10.30%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.62%

Profitability

Return on Assets (ROA)
1.46%(1%)
Return on Equity (ROE)
12.47%(10%)
Net Interest Margin
4.06%
Efficiency Ratio
43.88%(60%)

Lending & Liquidity

Total Loans
$181.1M
Loan-to-Deposit Ratio
105.84%
Net Charge-Off Ratio
0.21%

Growth

Asset Growth (YoY)
+5.40%
Deposit Growth (YoY)
+5.21%
Net Income
$2.8M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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