Audubon State Bank

BankAudubon, Iowa
www.audubonstatebank.com

Total Assets

$163.4M

Total Deposits

$139.6M

Branches

1

Established

1876

TFS Health Grade

$
B-

81.3 / 100

Good financial health

How we grade

Audubon State Bank is a bank headquartered in Audubon, Iowa, established in 1876. With $163.4M in total assets and 1 branch locations, it has a TFS Financial Health Grade of B- (81.3/100).

Capital & Safety

Tier 1 Capital Ratio
9.84%(8%)
Total Capital Ratio
14.13%(10%)
Non-Performing Loan Ratio
0.02%

Profitability

Return on Assets (ROA)
2.06%(1%)
Return on Equity (ROE)
18.35%(10%)
Net Interest Margin
4.19%
Efficiency Ratio
42.30%(60%)

Lending & Liquidity

Total Loans
$130.2M
Loan-to-Deposit Ratio
92.36%
Net Charge-Off Ratio
0.03%

Growth

Asset Growth (YoY)
+3.05%
Deposit Growth (YoY)
+4.19%
Net Income
$3.3M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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