Atkins Savings Bank & Trust

BankAtkins, Iowa
https://www.atkinssavingsbank.com

Total Assets

$172.0M

Total Deposits

$139.2M

Branches

1

Established

1915

TFS Health Grade

$
D+

69.7 / 100

Below average financial health

How we grade

Atkins Savings Bank & Trust is a bank headquartered in Atkins, Iowa, established in 1915. With $172.0M in total assets and 1 branch locations, it has a TFS Financial Health Grade of D+ (69.7/100).

Capital & Safety

Tier 1 Capital Ratio
11.31%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.84%

Profitability

Return on Assets (ROA)
1.13%(1%)
Return on Equity (ROE)
12.95%(10%)
Net Interest Margin
2.77%
Efficiency Ratio
41.15%(60%)

Lending & Liquidity

Total Loans
$116.9M
Loan-to-Deposit Ratio
82.93%
Net Charge-Off Ratio
0.08%

Growth

Asset Growth (YoY)
+10.87%
Deposit Growth (YoY)
+4.91%
Net Income
$1.8M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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