What is Ashton State Bank's financial health grade?

Ashton State Bank has a TFS Financial Health Grade of B+ (score: 85.9/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does Ashton State Bank have?

Ashton State Bank has 1 branch location across the United States.

Is Ashton State Bank FDIC insured?

Yes, Ashton State Bank is FDIC insured (Certificate #11343).

What are the total assets of Ashton State Bank?

Ashton State Bank has total assets of $54.3M as reported in its most recent FDIC filing.

Ashton State Bank: Safety Grade & Financial Health

BankAshton, Iowa

http://www.ashtonstatebank.com

Total Assets

$54.3M

Total Deposits

$44.1M

Branches

Established

1884

Ashton State Bank is a bank headquartered in Ashton, Iowa, established in 1884. It holds $54.3M in total assets across 1 branch locations. In our editorial opinion, based on public FDIC/NCUA data, Ashton State Bank earns a TFS Financial Health Grade of B+ (85.9/100) — our editorial assessment, not an official rating or financial advice.

TFS Health Grade

B+

85.9 / 100

Good financial health

How we grade

TFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.

Watching Ashton State Bank?

Get a free alert the moment its safety grade changes. No spam, ever.

By subscribing, you agree to our Terms and Privacy Policy.

Capital & Safety

Tier 1 Capital Ratio

14.35%(8%)

Total Capital Ratio

18.33%(10%)

Non-Performing Loan Ratio

1.13%

Profitability

Return on Assets (ROA)

1.39%(1%)

Return on Equity (ROE)

13.07%(10%)

Net Interest Margin

3.26%

Efficiency Ratio

56.82%(60%)

Lending & Liquidity

Total Loans

$35.3M

Loan-to-Deposit Ratio

79.11%

Net Charge-Off Ratio

Other banks in Iowa

GREENSTATE

North Liberty, IA

$11.2B

Principal Bank

Bank

Des Moines, IA

$9.3B

VERIDIAN

Waterloo, IA

$8.6B

Bankers Trust Company

Bank

Des Moines, IA

Growth

Asset Growth (YoY)

-4.00%

Deposit Growth (YoY)

-2.83%

Net Income

$765.0K

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

No CFPB complaints found for this institution.

Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

By continuing, you agree to our Terms & Privacy Policy.

Loading reviews...

Branch	Address	City	State	Type
Ashton State BankHQ	317 3rd St	Ashton	IA	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Institution Details

Institution TypeBank

FDIC Certificate #11343

Primary RegulatorFDIC

FDIC/NCUA InsuredYes

Data sourced from FDIC / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.