First Iowa State Bank

BankAlbia, Iowa
www.1stiowa.bank

Total Assets

$380.3M

Total Deposits

$340.3M

Branches

6

Established

1930

TFS Health Grade

$
C-

71.0 / 100

Average financial health

How we grade

First Iowa State Bank is a bank headquartered in Albia, Iowa, established in 1930. With $380.3M in total assets and 6 branch locations, it has a TFS Financial Health Grade of C- (71.0/100).

Capital & Safety

Tier 1 Capital Ratio
9.61%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
1.59%

Profitability

Return on Assets (ROA)
1.84%(1%)
Return on Equity (ROE)
23.44%(10%)
Net Interest Margin
4.68%
Efficiency Ratio
48.80%(60%)

Lending & Liquidity

Total Loans
$283.2M
Loan-to-Deposit Ratio
81.67%
Net Charge-Off Ratio
0.06%

Growth

Asset Growth (YoY)
+3.88%
Deposit Growth (YoY)
+4.41%
Net Income
$6.9M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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