Oconee State Bank
Total Assets
$733.9M
Total Deposits
$649.6M
Branches
7
Established
1960
Oconee State Bank is a bank headquartered in Watkinsville, Georgia, established in 1960. With $733.9M in total assets and 7 branch locations, it has a TFS Financial Health Grade of C (73.0/100).
Capital & Safety
Profitability
Lending & Liquidity
Growth
Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
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| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Oconee State BankHQ | 35 N Main St | Watkinsville | GA | 11 |
| Oconee State Bank | 1 Press Pl | Athens | GA | 11 |
| Oconee State Bank | 2441 Monroe Hwy | Bogart | GA | 11 |
| Oconee State Bank | 2055 Sugarloaf Cir | Duluth | GA | 11 |
| Oconee State Bank | 6 E Church St | Elberton | GA | 11 |
| Oconee State Bank | 305 Third Street | Macon | GA | 11 |
| Oconee State Bank | Durham Street, Unit 10, Oakhill Office Condominiums | Watkinsville | GA | 24 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Institution Details
Data sourced from FDIC / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.