First Federal Savings and Loan Association of Valdosta

BankValdosta, Georgia
www.1stfederalvaldosta.com

Total Assets

$271.9M

Total Deposits

$195.5M

Branches

4

Established

1934

TFS Health Grade

$
F

54.5 / 100

Poor financial health

How we grade

First Federal Savings and Loan Association of Valdosta is a bank headquartered in Valdosta, Georgia, established in 1934. With $271.9M in total assets and 4 branch locations, it has a TFS Financial Health Grade of F (54.5/100).

Capital & Safety

Tier 1 Capital Ratio
12.26%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
1.64%

Profitability

Return on Assets (ROA)
0.46%(1%)
Return on Equity (ROE)
3.66%(10%)
Net Interest Margin
4.22%
Efficiency Ratio
85.11%(60%)

Lending & Liquidity

Total Loans
$238.5M
Loan-to-Deposit Ratio
121.49%
Net Charge-Off Ratio
0.04%

Growth

Asset Growth (YoY)
+9.17%
Deposit Growth (YoY)
+3.35%
Net Income
$1.2M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Other banks in Georgia