Commercial Banking Company

BankValdosta, Georgia
www.cbcbank.com

Total Assets

$372.7M

Total Deposits

$327.9M

Branches

5

Established

1934

TFS Health Grade

$
B-

82.8 / 100

Good financial health

How we grade

Commercial Banking Company is a bank headquartered in Valdosta, Georgia, established in 1934. With $372.7M in total assets and 5 branch locations, it has a TFS Financial Health Grade of B- (82.8/100).

Capital & Safety

Tier 1 Capital Ratio
10.45%(8%)
Total Capital Ratio
16.06%(10%)
Non-Performing Loan Ratio
0.06%

Profitability

Return on Assets (ROA)
1.77%(1%)
Return on Equity (ROE)
18.32%(10%)
Net Interest Margin
5.15%
Efficiency Ratio
58.76%(60%)

Lending & Liquidity

Total Loans
$289.2M
Loan-to-Deposit Ratio
87.02%
Net Charge-Off Ratio
-0.01%

Growth

Asset Growth (YoY)
+8.19%
Deposit Growth (YoY)
+6.32%
Net Income
$6.4M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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