The Peoples Bank of Georgia

BankTalbotton, Georgia
www.peoplesbankofga.com

Total Assets

$235.3M

Total Deposits

$213.7M

Branches

4

Established

1891

TFS Health Grade

$
C-

71.2 / 100

Average financial health

How we grade

The Peoples Bank of Georgia is a bank headquartered in Talbotton, Georgia, established in 1891. With $235.3M in total assets and 4 branch locations, it has a TFS Financial Health Grade of C- (71.2/100).

Capital & Safety

Tier 1 Capital Ratio
9.31%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.67%

Profitability

Return on Assets (ROA)
1.54%(1%)
Return on Equity (ROE)
18.20%(10%)
Net Interest Margin
5.20%
Efficiency Ratio
58.28%(60%)

Lending & Liquidity

Total Loans
$187.1M
Loan-to-Deposit Ratio
86.69%
Net Charge-Off Ratio
0.10%

Growth

Asset Growth (YoY)
+19.18%
Deposit Growth (YoY)
+18.99%
Net Income
$3.3M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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