The Geo. D. Warthen Bank

BankSandersville, Georgia
WWW.GDWBANK.COM

Total Assets

$195.3M

Total Deposits

$168.2M

Branches

1

Established

1871

TFS Health Grade

$
C

73.5 / 100

Average financial health

How we grade

The Geo. D. Warthen Bank is a bank headquartered in Sandersville, Georgia, established in 1871. With $195.3M in total assets and 1 branch locations, it has a TFS Financial Health Grade of C (73.5/100).

Capital & Safety

Tier 1 Capital Ratio
12.67%(8%)
Total Capital Ratio
22.54%(10%)
Non-Performing Loan Ratio
1.16%

Profitability

Return on Assets (ROA)
1.24%(1%)
Return on Equity (ROE)
10.69%(10%)
Net Interest Margin
5.85%
Efficiency Ratio
72.70%(60%)

Lending & Liquidity

Total Loans
$112.2M
Loan-to-Deposit Ratio
65.79%
Net Charge-Off Ratio
0.10%

Growth

Asset Growth (YoY)
-3.36%
Deposit Growth (YoY)
-5.32%
Net Income
$2.5M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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