First Peoples Bank

BankPine Mountain, Georgia
www.firstpeoplesbank.com

Total Assets

$444.6M

Total Deposits

$383.0M

Branches

5

Established

1990

TFS Health Grade

$
B

83.6 / 100

Good financial health

How we grade

First Peoples Bank is a bank headquartered in Pine Mountain, Georgia, established in 1990. With $444.6M in total assets and 5 branch locations, it has a TFS Financial Health Grade of B (83.6/100).

Capital & Safety

Tier 1 Capital Ratio
13.52%(8%)
Total Capital Ratio
17.53%(10%)
Non-Performing Loan Ratio
0.08%

Profitability

Return on Assets (ROA)
1.23%(1%)
Return on Equity (ROE)
11.86%(10%)
Net Interest Margin
4.53%
Efficiency Ratio
61.79%(60%)

Lending & Liquidity

Total Loans
$306.5M
Loan-to-Deposit Ratio
78.79%
Net Charge-Off Ratio
0.04%

Growth

Asset Growth (YoY)
+14.36%
Deposit Growth (YoY)
+9.62%
Net Income
$4.8M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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