First Bank of Coastal Georgia

BankPembroke, Georgia
www.firstbankofcg.com

Total Assets

$221.4M

Total Deposits

$198.1M

Branches

2

Established

1907

TFS Health Grade

$
F

58.3 / 100

Poor financial health

How we grade

First Bank of Coastal Georgia is a bank headquartered in Pembroke, Georgia, established in 1907. With $221.4M in total assets and 2 branch locations, it has a TFS Financial Health Grade of F (58.3/100).

Capital & Safety

Tier 1 Capital Ratio
8.44%(8%)
Total Capital Ratio
20.12%(10%)
Non-Performing Loan Ratio
0.04%

Profitability

Return on Assets (ROA)
0.32%(1%)
Return on Equity (ROE)
7.21%(10%)
Net Interest Margin
2.17%
Efficiency Ratio
86.54%(60%)

Lending & Liquidity

Total Loans
$65.4M
Loan-to-Deposit Ratio
32.56%
Net Charge-Off Ratio
-0.22%

Growth

Asset Growth (YoY)
-1.04%
Deposit Growth (YoY)
-7.42%
Net Income
$726.0K

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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