Mount Vernon Bank

BankMount Vernon, Georgia
www.mountvernon.bank

Total Assets

$188.6M

Total Deposits

$173.5M

Branches

3

Established

1901

TFS Health Grade

$
D

66.0 / 100

Below average financial health

How we grade

Mount Vernon Bank is a bank headquartered in Mount Vernon, Georgia, established in 1901. With $188.6M in total assets and 3 branch locations, it has a TFS Financial Health Grade of D (66.0/100).

Capital & Safety

Tier 1 Capital Ratio
9.94%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
2.06%

Profitability

Return on Assets (ROA)
1.64%(1%)
Return on Equity (ROE)
26.99%(10%)
Net Interest Margin
4.63%
Efficiency Ratio
63.28%(60%)

Lending & Liquidity

Total Loans
$122.7M
Loan-to-Deposit Ratio
69.83%
Net Charge-Off Ratio
0.00%

Growth

Asset Growth (YoY)
+2.64%
Deposit Growth (YoY)
+0.87%
Net Income
$3.1M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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