Century Bank and Trust

BankMilledgeville, Georgia
www.century.bank

Total Assets

$363.8M

Total Deposits

$321.0M

Branches

2

Established

1898

TFS Health Grade

$
C-

72.2 / 100

Average financial health

How we grade

Century Bank and Trust is a bank headquartered in Milledgeville, Georgia, established in 1898. With $363.8M in total assets and 2 branch locations, it has a TFS Financial Health Grade of C- (72.2/100).

Capital & Safety

Tier 1 Capital Ratio
13.60%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.18%

Profitability

Return on Assets (ROA)
1.72%(1%)
Return on Equity (ROE)
17.00%(10%)
Net Interest Margin
4.21%
Efficiency Ratio
52.50%(60%)

Lending & Liquidity

Total Loans
$201.1M
Loan-to-Deposit Ratio
61.91%
Net Charge-Off Ratio
0.01%

Growth

Asset Growth (YoY)
+4.09%
Deposit Growth (YoY)
+2.56%
Net Income
$6.2M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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