Queensborough National Bank & Trust Company

BankLouisville, Georgia
www.qnbtrust.bank

Total Assets

$2.2B

Total Deposits

$2.0B

Branches

25

Established

1902

TFS Health Grade

$
C-

70.5 / 100

Average financial health

How we grade

Queensborough National Bank & Trust Company is a bank headquartered in Louisville, Georgia, established in 1902. With $2.2B in total assets and 25 branch locations, it has a TFS Financial Health Grade of C- (70.5/100).

Capital & Safety

Tier 1 Capital Ratio
9.13%(8%)
Total Capital Ratio
14.01%(10%)
Non-Performing Loan Ratio
0.58%

Profitability

Return on Assets (ROA)
1.05%(1%)
Return on Equity (ROE)
12.86%(10%)
Net Interest Margin
3.73%
Efficiency Ratio
64.98%(60%)

Lending & Liquidity

Total Loans
$1.3B
Loan-to-Deposit Ratio
66.09%
Net Charge-Off Ratio
0.09%

Growth

Asset Growth (YoY)
+3.17%
Deposit Growth (YoY)
+1.06%
Net Income
$22.9M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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