Legacy State Bank

BankLoganville, Georgia
http://www.legacystatebank.com

Total Assets

$191.3M

Total Deposits

$164.5M

Branches

2

Established

2005

TFS Health Grade

$
C+

79.9 / 100

Average financial health

How we grade

Legacy State Bank is a bank headquartered in Loganville, Georgia, established in 2005. With $191.3M in total assets and 2 branch locations, it has a TFS Financial Health Grade of C+ (79.9/100).

Capital & Safety

Tier 1 Capital Ratio
12.31%(8%)
Total Capital Ratio
16.14%(10%)
Non-Performing Loan Ratio
0.06%

Profitability

Return on Assets (ROA)
1.04%(1%)
Return on Equity (ROE)
9.04%(10%)
Net Interest Margin
4.01%
Efficiency Ratio
63.74%(60%)

Lending & Liquidity

Total Loans
$134.2M
Loan-to-Deposit Ratio
80.58%
Net Charge-Off Ratio
0.00%

Growth

Asset Growth (YoY)
+10.72%
Deposit Growth (YoY)
+12.04%
Net Income
$1.9M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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