Northeast Georgia Bank

BankLavonia, Georgia
www.northeastgabank.com

Total Assets

$651.7M

Total Deposits

$557.2M

Branches

9

Established

1934

TFS Health Grade

$
C-

71.8 / 100

Average financial health

How we grade

Northeast Georgia Bank is a bank headquartered in Lavonia, Georgia, established in 1934. With $651.7M in total assets and 9 branch locations, it has a TFS Financial Health Grade of C- (71.8/100).

Capital & Safety

Tier 1 Capital Ratio
14.18%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.03%

Profitability

Return on Assets (ROA)
2.81%(1%)
Return on Equity (ROE)
23.40%(10%)
Net Interest Margin
4.75%
Efficiency Ratio
39.23%(60%)

Lending & Liquidity

Total Loans
$324.0M
Loan-to-Deposit Ratio
57.24%
Net Charge-Off Ratio
0.03%

Growth

Asset Growth (YoY)
+1.81%
Deposit Growth (YoY)
+0.21%
Net Income
$18.1M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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