The Bank of LaFayette, Georgia

BankLa Fayette, Georgia
www.bankoflafayette.com

Total Assets

$448.3M

Total Deposits

$377.9M

Branches

3

Established

1899

TFS Health Grade

$
F

58.1 / 100

Poor financial health

How we grade

The Bank of LaFayette, Georgia is a bank headquartered in La Fayette, Georgia, established in 1899. With $448.3M in total assets and 3 branch locations, it has a TFS Financial Health Grade of F (58.1/100).

Capital & Safety

Tier 1 Capital Ratio
9.57%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.85%

Profitability

Return on Assets (ROA)
0.84%(1%)
Return on Equity (ROE)
27.22%(10%)
Net Interest Margin
2.94%
Efficiency Ratio
56.37%(60%)

Lending & Liquidity

Total Loans
$172.4M
Loan-to-Deposit Ratio
45.36%
Net Charge-Off Ratio
0.08%

Growth

Asset Growth (YoY)
+11.72%
Deposit Growth (YoY)
+0.53%
Net Income
$3.5M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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