Citizens Community Bank

BankHahira, Georgia
www.ccbga.bank

Total Assets

$210.1M

Total Deposits

$189.2M

Branches

4

Established

1927

TFS Health Grade

$
C

73.9 / 100

Average financial health

How we grade

Citizens Community Bank is a bank headquartered in Hahira, Georgia, established in 1927. With $210.1M in total assets and 4 branch locations, it has a TFS Financial Health Grade of C (73.9/100).

Capital & Safety

Tier 1 Capital Ratio
9.01%(8%)
Total Capital Ratio
14.22%(10%)
Non-Performing Loan Ratio
0.79%

Profitability

Return on Assets (ROA)
1.32%(1%)
Return on Equity (ROE)
17.17%(10%)
Net Interest Margin
4.41%
Efficiency Ratio
68.36%(60%)

Lending & Liquidity

Total Loans
$132.2M
Loan-to-Deposit Ratio
69.06%
Net Charge-Off Ratio
0.04%

Growth

Asset Growth (YoY)
+4.77%
Deposit Growth (YoY)
+2.62%
Net Income
$2.7M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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