What is BankSouth's financial health grade?

BankSouth has a TFS Financial Health Grade of C (score: 76.5/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does BankSouth have?

BankSouth has 10 branch locations across the United States.

Is BankSouth FDIC insured?

Yes, BankSouth is FDIC insured (Certificate #16418).

What are the total assets of BankSouth?

BankSouth has total assets of $1.6B as reported in its most recent FDIC filing.

BankSouth

BankGreensboro, Georgia

www.banksouth.com

Total Assets

$1.6B

Total Deposits

$1.3B

Branches

Established

1946

TFS Health Grade

76.5 / 100

Average financial health

How we grade

BankSouth is a bank headquartered in Greensboro, Georgia, established in 1946. With $1.6B in total assets and 9 branch locations, it has a TFS Financial Health Grade of C (76.5/100).

Capital & Safety

Tier 1 Capital Ratio

9.40%(8%)

Total Capital Ratio

14.28%(10%)

Non-Performing Loan Ratio

0.52%

Profitability

Return on Assets (ROA)

1.52%(1%)

Return on Equity (ROE)

14.41%(10%)

Net Interest Margin

4.54%

Efficiency Ratio

72.47%(60%)

Lending & Liquidity

Total Loans

$1.2B

Loan-to-Deposit Ratio

89.77%

Net Charge-Off Ratio

-0.00%

Growth

Asset Growth (YoY)

+17.08%

Deposit Growth (YoY)

+18.21%

Net Income

$21.0M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
BankSouthHQ	6340 Lake Oconee Pkwy	Greensboro	GA	11
BankSouth	3290 Northside Pkwy Nw	Atlanta	GA	11
BankSouth	112 E Beech St	Cochran	GA	11
BankSouth	109 E Main St	Dexter	GA	11
BankSouth	2040 Veterans Blvd	Dublin	GA	11
BankSouth	1500 Genesis Dr	Ellabell	GA	11
BankSouth	200 N East St	Greensboro	GA	11
BankSouth	18 W Bryan St	Savannah	GA	11
BankSouth	7911 Macon Hwy	Watkinsville	GA	11
BankSouth	2498 W Elm St	Wrightsville	GA	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.