South Georgia Bank

BankGlennville, Georgia
www.southgabank.com

Total Assets

$256.1M

Total Deposits

$228.1M

Branches

5

Established

1987

TFS Health Grade

$
C+

77.5 / 100

Average financial health

How we grade

South Georgia Bank is a bank headquartered in Glennville, Georgia, established in 1987. With $256.1M in total assets and 5 branch locations, it has a TFS Financial Health Grade of C+ (77.5/100).

Capital & Safety

Tier 1 Capital Ratio
10.68%(8%)
Total Capital Ratio
21.06%(10%)
Non-Performing Loan Ratio
1.51%

Profitability

Return on Assets (ROA)
1.88%(1%)
Return on Equity (ROE)
21.85%(10%)
Net Interest Margin
4.40%
Efficiency Ratio
54.82%(60%)

Lending & Liquidity

Total Loans
$141.1M
Loan-to-Deposit Ratio
60.36%
Net Charge-Off Ratio
0.02%

Growth

Asset Growth (YoY)
+11.94%
Deposit Growth (YoY)
+11.43%
Net Income
$4.6M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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