Magnolia State Bank

BankEastman, Georgia
http://www.bankmsb.com

Total Assets

$197.9M

Total Deposits

$167.3M

Branches

5

Established

1919

TFS Health Grade

$
C-

72.8 / 100

Average financial health

How we grade

Magnolia State Bank is a bank headquartered in Eastman, Georgia, established in 1919. With $197.9M in total assets and 5 branch locations, it has a TFS Financial Health Grade of C- (72.8/100).

Capital & Safety

Tier 1 Capital Ratio
14.86%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.32%

Profitability

Return on Assets (ROA)
2.71%(1%)
Return on Equity (ROE)
18.10%(10%)
Net Interest Margin
6.21%
Efficiency Ratio
57.28%(60%)

Lending & Liquidity

Total Loans
$111.3M
Loan-to-Deposit Ratio
65.15%
Net Charge-Off Ratio
-0.12%

Growth

Asset Growth (YoY)
+1.24%
Deposit Growth (YoY)
+0.50%
Net Income
$5.3M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Other banks in Georgia