PromiseOne Bank

BankDuluth, Georgia
http://www.promiseone.bank

Total Assets

$837.0M

Total Deposits

$757.7M

Branches

10

Established

2008

TFS Health Grade

$
C+

78.5 / 100

Average financial health

How we grade

PromiseOne Bank is a bank headquartered in Duluth, Georgia, established in 2008. With $837.0M in total assets and 10 branch locations, it has a TFS Financial Health Grade of C+ (78.5/100).

Capital & Safety

Tier 1 Capital Ratio
9.89%(8%)
Total Capital Ratio
16.74%(10%)
Non-Performing Loan Ratio
0.86%

Profitability

Return on Assets (ROA)
1.47%(1%)
Return on Equity (ROE)
18.40%(10%)
Net Interest Margin
3.21%
Efficiency Ratio
54.05%(60%)

Lending & Liquidity

Total Loans
$611.5M
Loan-to-Deposit Ratio
79.90%
Net Charge-Off Ratio
0.08%

Growth

Asset Growth (YoY)
+3.15%
Deposit Growth (YoY)
+2.58%
Net Income
$12.0M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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