What is Morris Bank's financial health grade?

Morris Bank has a TFS Financial Health Grade of B (score: 83.5/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does Morris Bank have?

Morris Bank has 9 branch locations across the United States.

Is Morris Bank FDIC insured?

Yes, Morris Bank is FDIC insured (Certificate #17910).

What are the total assets of Morris Bank?

Morris Bank has total assets of $1.5B as reported in its most recent FDIC filing.

Morris Bank

BankDublin, Georgia

http://morrisstate.com

Total Assets

$1.5B

Total Deposits

$1.3B

Branches

Established

1954

TFS Health Grade

83.5 / 100

Good financial health

How we grade

Morris Bank is a bank headquartered in Dublin, Georgia, established in 1954. With $1.5B in total assets and 9 branch locations, it has a TFS Financial Health Grade of B (83.5/100).

Capital & Safety

Tier 1 Capital Ratio

12.64%(8%)

Total Capital Ratio

15.78%(10%)

Non-Performing Loan Ratio

0.19%

Profitability

Return on Assets (ROA)

1.87%(1%)

Return on Equity (ROE)

14.59%(10%)

Net Interest Margin

4.61%

Efficiency Ratio

47.49%(60%)

Lending & Liquidity

Total Loans

$1.2B

Loan-to-Deposit Ratio

88.54%

Net Charge-Off Ratio

0.15%

Growth

Asset Growth (YoY)

+3.78%

Deposit Growth (YoY)

+3.54%

Net Income

$28.6M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
Morris BankHQ	301 Bellevue Ave	Dublin	GA	11
Morris Bank	29 North Parker Avenue	Brooklet	GA	11
Morris Bank	2003 Veterans Blvd	Dublin	GA	11
Morris Bank	110 Highway 18 Connector	Gray	GA	11
Morris Bank	809 Carroll St	Perry	GA	11
Morris Bank	201 N Main St	Statesboro	GA	11
Morris Bank	777 Brannen St	Statesboro	GA	11
Morris Bank	1041 Georgia Highway 96	Warner Robins	GA	11
Morris Bank	464 S Houston Lake Rd	Warner Robins	GA	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.