Farmers State Bank

BankDublin, Georgia
www.farmersstate-online.net

Total Assets

$152.7M

Total Deposits

$131.3M

Branches

3

Established

1934

TFS Health Grade

$
B

86.0 / 100

Good financial health

How we grade

Farmers State Bank is a bank headquartered in Dublin, Georgia, established in 1934. With $152.7M in total assets and 3 branch locations, it has a TFS Financial Health Grade of B (86.0/100).

Capital & Safety

Tier 1 Capital Ratio
13.85%(8%)
Total Capital Ratio
18.86%(10%)
Non-Performing Loan Ratio
0.29%

Profitability

Return on Assets (ROA)
2.10%(1%)
Return on Equity (ROE)
17.35%(10%)
Net Interest Margin
5.31%
Efficiency Ratio
60.27%(60%)

Lending & Liquidity

Total Loans
$120.1M
Loan-to-Deposit Ratio
89.17%
Net Charge-Off Ratio
0.01%

Growth

Asset Growth (YoY)
+1.65%
Deposit Growth (YoY)
-0.10%
Net Income
$3.2M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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