First National Bank of Coffee County

BankDouglas, Georgia
www.fnbcc.com

Total Assets

$518.6M

Total Deposits

$465.4M

Branches

5

Established

1991

TFS Health Grade

$
C

73.7 / 100

Average financial health

How we grade

First National Bank of Coffee County is a bank headquartered in Douglas, Georgia, established in 1991. With $518.6M in total assets and 5 branch locations, it has a TFS Financial Health Grade of C (73.7/100).

Capital & Safety

Tier 1 Capital Ratio
9.48%(8%)
Total Capital Ratio
22.24%(10%)
Non-Performing Loan Ratio
0.00%

Profitability

Return on Assets (ROA)
1.53%(1%)
Return on Equity (ROE)
17.33%(10%)
Net Interest Margin
3.72%
Efficiency Ratio
59.73%(60%)

Lending & Liquidity

Total Loans
$243.4M
Loan-to-Deposit Ratio
51.51%
Net Charge-Off Ratio
0.01%

Growth

Asset Growth (YoY)
+2.91%
Deposit Growth (YoY)
+1.54%
Net Income
$7.7M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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