Southeastern Bank

BankDarien, Georgia
https://www.southeasternbank.com

Total Assets

$623.4M

Total Deposits

$545.5M

Branches

10

Established

1889

TFS Health Grade

$
C

74.8 / 100

Average financial health

How we grade

Southeastern Bank is a bank headquartered in Darien, Georgia, established in 1889. With $623.4M in total assets and 10 branch locations, it has a TFS Financial Health Grade of C (74.8/100).

Capital & Safety

Tier 1 Capital Ratio
13.10%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.31%

Profitability

Return on Assets (ROA)
1.61%(1%)
Return on Equity (ROE)
13.94%(10%)
Net Interest Margin
4.78%
Efficiency Ratio
55.37%(60%)

Lending & Liquidity

Total Loans
$415.4M
Loan-to-Deposit Ratio
74.52%
Net Charge-Off Ratio
0.02%

Growth

Asset Growth (YoY)
+3.56%
Deposit Growth (YoY)
+2.66%
Net Income
$9.8M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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