Planters First Bank

BankCordele, Georgia
www.plantersfirst.bank

Total Assets

$453.4M

Total Deposits

$408.8M

Branches

7

Established

1896

TFS Health Grade

$
C+

79.1 / 100

Average financial health

How we grade

Planters First Bank is a bank headquartered in Cordele, Georgia, established in 1896. With $453.4M in total assets and 7 branch locations, it has a TFS Financial Health Grade of C+ (79.1/100).

Capital & Safety

Tier 1 Capital Ratio
10.54%(8%)
Total Capital Ratio
15.34%(10%)
Non-Performing Loan Ratio
1.19%

Profitability

Return on Assets (ROA)
1.71%(1%)
Return on Equity (ROE)
19.57%(10%)
Net Interest Margin
4.80%
Efficiency Ratio
62.04%(60%)

Lending & Liquidity

Total Loans
$313.7M
Loan-to-Deposit Ratio
75.48%
Net Charge-Off Ratio
0.13%

Growth

Asset Growth (YoY)
+6.78%
Deposit Growth (YoY)
+5.76%
Net Income
$7.5M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Other banks in Georgia