PeoplesSouth Bank

BankColquitt, Georgia
http://www.peoplessouth.com

Total Assets

$1.2B

Total Deposits

$1.1B

Branches

33

Established

1973

TFS Health Grade

$
C-

71.1 / 100

Average financial health

How we grade

PeoplesSouth Bank is a bank headquartered in Colquitt, Georgia, established in 1973. With $1.2B in total assets and 33 branch locations, it has a TFS Financial Health Grade of C- (71.1/100).

Capital & Safety

Tier 1 Capital Ratio
10.47%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
1.04%

Profitability

Return on Assets (ROA)
1.42%(1%)
Return on Equity (ROE)
25.61%(10%)
Net Interest Margin
4.12%
Efficiency Ratio
52.29%(60%)

Lending & Liquidity

Total Loans
$814.7M
Loan-to-Deposit Ratio
74.21%
Net Charge-Off Ratio
0.06%

Growth

Asset Growth (YoY)
+4.77%
Deposit Growth (YoY)
+3.00%
Net Income
$16.2M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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