Rabun County Bank

BankClayton, Georgia
www.rabuncountybank.com

Total Assets

$366.2M

Total Deposits

$326.9M

Branches

4

Established

1975

TFS Health Grade

$
D+

68.5 / 100

Below average financial health

How we grade

Rabun County Bank is a bank headquartered in Clayton, Georgia, established in 1975. With $366.2M in total assets and 4 branch locations, it has a TFS Financial Health Grade of D+ (68.5/100).

Capital & Safety

Tier 1 Capital Ratio
10.22%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.09%

Profitability

Return on Assets (ROA)
1.41%(1%)
Return on Equity (ROE)
13.59%(10%)
Net Interest Margin
4.01%
Efficiency Ratio
56.66%(60%)

Lending & Liquidity

Total Loans
$215.1M
Loan-to-Deposit Ratio
64.86%
Net Charge-Off Ratio
0.00%

Growth

Asset Growth (YoY)
+10.10%
Deposit Growth (YoY)
+10.54%
Net Income
$4.9M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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