United National Bank

BankCairo, Georgia
http://www.unbonline.com

Total Assets

$312.1M

Total Deposits

$257.3M

Branches

1

Established

2000

TFS Health Grade

$
B

83.1 / 100

Good financial health

How we grade

United National Bank is a bank headquartered in Cairo, Georgia, established in 2000. With $312.1M in total assets and 1 branch locations, it has a TFS Financial Health Grade of B (83.1/100).

Capital & Safety

Tier 1 Capital Ratio
14.79%(8%)
Total Capital Ratio
23.73%(10%)
Non-Performing Loan Ratio
1.39%

Profitability

Return on Assets (ROA)
1.46%(1%)
Return on Equity (ROE)
9.82%(10%)
Net Interest Margin
5.03%
Efficiency Ratio
57.87%(60%)

Lending & Liquidity

Total Loans
$231.2M
Loan-to-Deposit Ratio
87.92%
Net Charge-Off Ratio
0.09%

Growth

Asset Growth (YoY)
+8.65%
Deposit Growth (YoY)
+11.29%
Net Income
$4.4M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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