South Coast Bank & Trust

BankBrunswick, Georgia
www.southcoast.bank

Total Assets

$264.9M

Total Deposits

$236.0M

Branches

2

Established

1934

TFS Health Grade

$
C-

70.8 / 100

Average financial health

How we grade

South Coast Bank & Trust is a bank headquartered in Brunswick, Georgia, established in 1934. With $264.9M in total assets and 2 branch locations, it has a TFS Financial Health Grade of C- (70.8/100).

Capital & Safety

Tier 1 Capital Ratio
9.41%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.03%

Profitability

Return on Assets (ROA)
1.34%(1%)
Return on Equity (ROE)
17.54%(10%)
Net Interest Margin
3.86%
Efficiency Ratio
61.44%(60%)

Lending & Liquidity

Total Loans
$194.1M
Loan-to-Deposit Ratio
80.92%
Net Charge-Off Ratio
0.06%

Growth

Asset Growth (YoY)
+11.04%
Deposit Growth (YoY)
+10.53%
Net Income
$3.5M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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